Craig P Brown Insurance Blog

All You Ever Wanted to Know About Insurance

How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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The Rules about borrowing a car

Summer is here and you're ready to tackle some home improvement projects. So, are you covered to drive your friend's truck to the lumber yard? Generally, insurance coverage follows the vehicle rather than the driver. So in most instances, as long as the owner of the car has insurance, it's covered even if someone other than the owner is driving it-as long as...

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Save energy, save money

Drafty windows. Leaky faucets. Dirty air filters. They’re not only annoying — they cause higher utility bills. But with a few tips, you can keep costs down. Drafty windows. Leaky faucets. Dirty air filters. They're not only annoying - they cause higher utility bills. But with a few tips, you can keep costs down. Would you like to save $200 to $400 a year on your energy...

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Is your home insured to its value?

Properly insuring your home is very important. Discover the difference between your home's market value and its insurance value. Then learn how to work with us to do the math. Selecting the proper amount of coverage for your home is the single most important decision you can make with your homeowners policy. Without it, you may not have enough coverage to rebuild after a total loss. What is...

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Avoiding Carbon Monoxide

Carbon monoxide is an odorless, colorless, invisible gas that can be deadly. Learn how you can prevent it at your home. In the home, carbon monoxide is most commonly formed by flames and heaters, as well as vehicles or generators that are running in an attached garage. The gas is produced when the fuel doesn't completely burn. As...

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Don't spring a leak

Even a small leak can become a major problem. Learn how you can prevent water damage in your home. We see water damage to client's homes in Orange County somewhat regularly. The restoration process can make your home life a big hassle, as carpet and walls get torn apart. That's why it is important to stay ahead of...

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Safeguard your home & yard from El Nino

Here's a great article about protecting your property from winter rains. Whether your landscaping is new or well-established, learn how to preserve your property. Whether you live on a hillside in Laguna Beach or in a flat section of Newport or Huntington Beach, this article by The Los Angeles Times can help. It teaches you methods to preserve your landscaping, drain your...

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What's the deal with Flood Insurance?

We don't know if El Nino will soak us with storm after storm, but we've had a lot of questions about flood insurance. See the answers to our most popular queries.

Why get flood insurance? Homeowners policies do not cover flood damage. Floods can occur on many types of properties, from the lowlands in Huntington Beach to the rolling hills of San Clemente. That said, certain...

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How to Avoid Distrations While Driving

If you or someone you know thinks you can drive just fine while talking on your phone or texting, consider this: An estimated 3,328 people died in the U.S. and 421,000 people were injured in auto accidents tied to...

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