Your time on the water should be enjoyable. With the right insurance policy, you'll cruise carefree whether you're on a WaveRunner, a sailboat or a power boat. Watercraft insurance covers damage to your boat, your accessories, and injuries you cause in an accident. We make it easy to find the best coverage for the best value.
When choosing insurance, consider the boat you own, your assets, and your budget. This will help outline your insurance needs. Boat or watercraft insurance works a lot like car insurance. It's not mandatory by California law, but a marina or harbor may require it. We can help you choose the carrier, coverage, limits and price to fit your situation.
Typical coverages in a watercraft policy